How many credit cards do you carry in your wallet? If you’re anything like the average American, you’ll be carrying about 3 to 4 credit cards. As a double-edged sword, the credit card can be a convenient financial tool that helps you make purchases (while earning you the occasional points or two), but when used […]
There are a multitude of factors that may impact your credit score. Some of these factors are completely obvious to most of us, but some may come as a surprise. The following graphic explains what those factors are, which percentages of the population fall into specific credit score ranges and how you can avoid credit […]
Every year the U.S. economy loses $180 billion in productivity through staff coming to work sick. When an employee is unable to take a sick day, they risk infecting coworkers and customers, are inefficient and take longer to recover. Though it may seem counterintuitive, paid sick days benefit employees and their families, employers, the economy […]
The debt you carry is not simply made up of your monthly payments and interest rates. Many other factors should be considered when you think about the real cost of your debt, including your cash flow, the terms of your loan and your borrowing behavior. Do you know what it really costs when you finance […]
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Despite strong sales, is the iPhone the leading smartphone or the leading mobile device in the world? As the smartphone war continues to heat up with the introduction of new Android-powered devices, the smartphone market share can look different from quarter to quarter. What will an iPhone, BlackBerry, and Android owner buy next for their […]
We don’t technically need coffee to survive (though many would argue just the opposite), yet this popular pick-me-up fuels not only our daily energy levels, but the global economy as well. The coffee industry thrives in countries like Brazil, Vietnam and Colombia: the world’s leading coffee exporters. Meanwhile, coffee drinkers around the world love their […]