Finance

Coupons Infographic- surprising info about who uses them

Coupons Infographic- surprising info about who uses them

According to the Deals.com Poll (conducted by MyType), Smart, rich (making between 100-200k a year), socially responsible people who value the environment, are extroverted and imaginative use online coupons. Those who are neurotic, angry, insecure, careless procrastinators who make less than 50k a year do not. Do the online coupons make you smarter, richer and […]

How Many Credit Cards Are in Your Wallet?

How Many Credit Cards Are in Your Wallet?

How many credit cards do you carry in your wallet? If you’re anything like the average American, you’ll be carrying about 3 to 4 credit cards. As a double-edged sword, the credit card can be a convenient financial tool that helps you make purchases (while earning you the occasional points or two), but when used […]

What’s With My Credit Score?

What’s With My Credit Score?

There are a multitude of factors that may impact your credit score. Some of these factors are completely obvious to most of us, but some may come as a surprise. The following graphic explains what those factors are, which percentages of the population fall into specific credit score ranges and how you can avoid credit […]

History of Credit Card Rates and APRs

History of Credit Card Rates and APRs

Credit card rates used to closely track the prime rate, but they don’t anymore. Card issuers, for a variety of reasons, hang on to more of the spread between the rate they pay for funds and the rates they charge. It’s one of the many ways card issuers have raised costs for consumers in the […]

The Real Cost of Your Debt

The Real Cost of Your Debt

The debt you carry is not simply made up of your monthly payments and interest rates. Many other factors should be considered when you think about the real cost of your debt, including your cash flow, the terms of your loan and your borrowing behavior. Do you know what it really costs when you finance […]

Star Wars Financing

Star Wars Financing

With his net worth inching upwards of $3 billion, George Lucas is set for life. Today we take a look at the franchise that got him to this point — Star Wars. Below is a peek at the franchise’s history of bringing in the big bucks not just at the box office but from merchandising […]

The Student Loan Scheme: Gateway Drug to Debt Slavery

The Student Loan Scheme: Gateway Drug to Debt Slavery

Forget credit card debt, our educational loan industry is producing a generation of students shackled with exploding and uncompromising debt. The federal government has stripped students of all consumer protections and rights and when they default, it’s a feeding frenzy for collection agencies. With default rates higher than subprime mortgages, debt that is inescapable, and […]