According to the Deals.com Poll (conducted by MyType), Smart, rich (making between 100-200k a year), socially responsible people who value the environment, are extroverted and imaginative use online coupons. Those who are neurotic, angry, insecure, careless procrastinators who make less than 50k a year do not. Do the online coupons make you smarter, richer and […]
Finance
How Many Credit Cards Are in Your Wallet?
How many credit cards do you carry in your wallet? If you’re anything like the average American, you’ll be carrying about 3 to 4 credit cards. As a double-edged sword, the credit card can be a convenient financial tool that helps you make purchases (while earning you the occasional points or two), but when used […]
What’s With My Credit Score?
There are a multitude of factors that may impact your credit score. Some of these factors are completely obvious to most of us, but some may come as a surprise. The following graphic explains what those factors are, which percentages of the population fall into specific credit score ranges and how you can avoid credit […]
History of Credit Card Rates and APRs
The Real Cost of Your Debt
The debt you carry is not simply made up of your monthly payments and interest rates. Many other factors should be considered when you think about the real cost of your debt, including your cash flow, the terms of your loan and your borrowing behavior. Do you know what it really costs when you finance […]
Star Wars Financing
Facts About Our #1 Friend Mark Zuckerberg
Google’s Acquisition Appetite
The Student Loan Scheme: Gateway Drug to Debt Slavery
Forget credit card debt, our educational loan industry is producing a generation of students shackled with exploding and uncompromising debt. The federal government has stripped students of all consumer protections and rights and when they default, it’s a feeding frenzy for collection agencies. With default rates higher than subprime mortgages, debt that is inescapable, and […]
The FICO Frenzy: A look at Credit Score Reporting Agencies
Given how important your credit score is to your financial life, especially in the US, credit reporting agencies and how these reports work are largely misunderstood by the average person. Have a look at this graphic to better understand the role these agencies and your credit score play in your financial life.